Introduction

Welcome to compareliabilityinsurance.co.uk, operated by Coventry & Warwickshire Insurance Brokers Limited trading as Compare Crazy (“we”, “us”, or “our”). By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website.

About Our Services

We provide an online platform that allows users to compare a range of insurance products and services to help you find options that suit your needs. Our goal is to save you time and money by providing information that assists you in making informed decisions about insurance policies.

Use of the Website

Our website is intended for personal use by residents of the United Kingdom. By using our site, you confirm that you are at least 18 years old and legally capable of entering into binding contracts. Commercial use of our website is strictly prohibited without our prior written consent.

You agree not to:

• Use the website for any unlawful purpose or in any way that may harm others.
• Interfere with the proper functioning of the website or introduce harmful code.
• Attempt to gain unauthorised access to any part of the website or its systems.
• Share your login credentials or any verification codes with others.

User Responsibilities

When using our comparison services, you agree to:

1. Provide Accurate Information: Ensure all information you supply is truthful, complete, and accurate to the best of your knowledge. This includes responding to all questions honestly and verifying that any assumptions made on your behalf are correct. Inaccurate or incomplete information may result in invalid insurance policies or affect claims.
2. Review Policy Details: Before purchasing any insurance product, carefully read all terms, conditions, and policy documents provided by the insurer. Make sure that all details, including coverages, limits, and personal information, are accurate and meet your requirements.
3. Update Information: Inform the insurer of any errors or changes in your information promptly. Failure to do so may invalidate your policy or result in additional premiums.
4. Use Personal Data Responsibly: If you provide information about others (e.g., additional insured persons), you confirm that you have their consent to share their data.

Our Responsibilities

We aim to:

• Provide a functional and user-friendly platform for comparing insurance products.
• Present information and quotes accurately based on the data you provide.
• Ensure our comparison service operates securely and efficiently.

However, we:

• Do not offer financial, legal, or professional advice.
• Are not responsible for any decisions you make based on the information provided.
• Do not guarantee the availability of any product or the accuracy of third-party information.
• Will not be liable for any loss or damage arising from the use of our website, except as required by law.

Intellectual Property Rights

All content on this website, including text, graphics, logos, and software, is owned or licensed by Coventry & Warwickshire Insurance Brokers Limited trading as Compare Crazy. You may not reproduce, distribute, or create derivative works from any part of our website without our prior written consent.

Privacy Policy

Your privacy is important to us. We handle your personal data in accordance with applicable data protection laws. For detailed information on how we collect, use, and protect your data, please refer to our Privacy Policy available on our website.

Complaints Procedure

We strive to provide a high-quality service. If you have any complaints or concerns about our website or services, please contact us:

Email: info@comparecrazy.com
We will acknowledge your complaint promptly and aim to resolve it to your satisfaction.

Limitation of Liability

To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms which may apply to our website or any content on it, whether express or implied. We will not be liable for any loss or damage arising under or in connection with:

• Use of, or inability to use, our website.
• Reliance on any content displayed on our website.
• Loss of data, profits, sales, business, or revenue.

Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, or any other liability that cannot be excluded by law.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of England and Wales. Any disputes arising from or relating to these terms or your use of the website will be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to These Terms

We may revise these Terms and Conditions from time to time. Any changes will be posted on this page, and, where appropriate, notified to you by email. By continuing to use our website after such changes, you agree to be bound by the updated terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Email: info@comparecrazy.com

Regulatory Information

Coventry & Warwickshire Insurance Brokers Limited trading as Compare Crazy is registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 979704.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the website and supersede all prior agreements.

Please ensure you read and understand these Terms and Conditions before using our website.

Updated 10th December 2024